Home Selling Solutions:
QUICK & EASY
Cash for your house, how does it actually work when a cash buyer buys your house? This page explains it in a very easy to understand and simplified way. It is our goal for you to be informed, after all, it is your house! We literally show you step by step how it works. If you still have questions, reach out to us at (317) 662-2219 and we will be more than happy to talk to you!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
How Our Process Works + How We Come Up With Our Offer
Sell Your House The Easy Way
Hi there, we're Samuel and Jonathan, the founder of Loyal Home Buyers. We will be your guide, assisting you through the process of receiving your no-obligation, all-cash offer. Rest assured, our service is completely free and without any obligation to accept. You can also reach us at our direct line at (317) 662-2219 to speak live with us.
1
Send Us Some Info
Just fill in the form below, and you're all set! We'll get the process started.
2
We'll Get In Touch
We'll call you and make an appointment. Virtual walk-throughs available.
3
Get Your Cash
If you like our offer, simply set a closing date & get your cash at closing.
It's Simple, Right?
Tons of Amazing Reviews from Homeowners in Indiana
We've bought countless houses in Indiana fast and without stress. Here's what a few of them had to say:
Jerryll Noorden
"It is so incredibly rare to find honest home buyers that truly, and I mean GENUINELY care about the homeowner. Kyle goes over and beyond to make sure clients have an unparalleled great experience. I couldn't recommend these 2 brothers more."
Ana H
"Samuel and Jonathan are very professional and truly care to help people sell their house to move forward. Thank you both for all you do to help others in their situation. My family will forever be grateful for genuinely listening to us and taking good care of us in selling our house. You are a good company we truly appriciate you!"
Get Your Free Offer TODAY!
Just Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Told You… Easy As 1-2-3
This explains the steps involved in selling your house, but what exactly happens behind the scenes?
If selling your home fast for cash is on your mind, understanding how it all works can help you make the right choice.
In the following guide, we'll break down each step of the home-buying process, showing you exactly what goes on behind the scenes. By the end, you'll have a solid grasp on every detail, giving you the confidence to make the best decision. Dive in, and become an expert on what really happens from start to finish.
Cash for Your House. The Full Details
How To Sell A House Fast In Just 5 Easy Steps
Selling your house can feel overwhelming, especially when time is of the essence. Opting to sell for cash can simplify and speed up the process significantly. This guide will take you step-by-step through the entire journey of selling your house for cash to a trusted cash home buyer, from start to finish.
What You'll Need to Get Started:
Internet access or a phone
A dependable way to stay in touch, like an email address or phone
A computer or a phone
A cash home buyer is an individual, company, or entity, often a real estate investor, that can purchase your house outright with cash, without relying on financing from banks, lenders, or other third-party institutions. Because they use their own funds, they're the sole decision-makers, removing the need for third-party approvals or inspections and significantly speeding up the transaction. Here are 5 simple steps to help you sell your house fast!
Who Is A Cash Home Buyer?
1. Find A House Cash Buyer.
The most popular way to find cash home buyers is by searching Google for terms like: "We Buy Houses [yourCity] [yourState]", "Sell My House Fast [yourCity] [yourState], or "Cash For My House In [yourCity] [yourState], and choosing from the top-ranking results below the ads. Ads, marked by the "Ad" label before the listing, are typically paid placements and don't necessarily indicate reliability or reputation. Focusing on organic results can help you find more reputable cash buyers. (Ads are identified by the word "Ad" appearing before the Google listing).
2. Do Your Due Diligence.
Not all cash home buyers operate the same way. Offer amounts and the methods used to determine them can vary widely. That's why it's essential to explore their website carefully. Check out pages like "How It Works," "About Us," or "Our Company" and look for authentic reviews from real people who have sold their homes to them. Key things to watch for include transparency, a clean and professional website, clear explanations, and an overall sense of professionalism. A well-maintained website often reflects the pride a business takes in its work, if they don't invest in their online presence, they may not be the most reliable choice.
3. Submit Your Information.
After finding a reputable home buyer, it's time to start your cash offer by submitting your information. Typically, they'll need: 1) a reliable way to contact you, such as a phone number or email, 2) the property address, and 3) some basic details about the current condition of the house, including any repairs it might need.
4. Schedule Your Appointment.
Once your information is submitted, a meeting can be scheduled for you to meet the buyer and walk through the property together. During this time, feel free to ask any questions. By the end of the walkthrough, you'll receive a no-obligation offer, which can be discussed on the spot. Reputable cash buyers won't charge fees for this process and understand that it's a significant decision for you. They'll often encourage you to take your time and may even suggest having a real estate attorney review the offer to ensure everything is in your best interest.
5. Schedule Your Closing Date. Get Your Cash!
If you're happy with the offer, you can schedule a closing date. At closing, you'll receive your cash, and the sale is complete. You've successfully sold your house for cash! In most cases, the cash buyer covers all closing costs, ensuring the transaction is as smooth and beneficial as possible for you, the seller.
We're here for you, just give us a call or fill in this form...
We would love to share how Loyal Home Buyers can make your selling experience blissful.
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Our Offers Are Based On Your Home's "After Repair Market Value
This simply means, we look at what the value of your home would be, completely fixed up. Based on this value we will formulate your offer! How Exactly?
Imagine this for a moment: you have a house you're looking to sell...
Now, imagine your neighbor has a house exactly like yours but with a few important upgrades like granite countertops, new paint, a fresh roof, new hardwood floors, and no old wallpaper. How do these improvements affect their home's value compared to yours?
Now imagine your neighbor sold their house for $300K.
So What Do We Know Now?
Well, we all know that, if we make the same upgrades to your house after buying it from you and bring it to a condition similar to your neighbor's home, we could potentially sell your house for $300K once it's fully renovated.
So,
We know how much your house will be worth after fixing it up (in this case $300K) and how much the repairs will cost. Based on this, we can make a fair offer. If you like our offer, we can finalize the deal and you'll get your money when we close. We base our offers on market values, not on how quickly you need to sell.
The Offer:
For those who enjoy math, you'll find this section useful. We value honesty and transparency, and we're happy to show you exactly how we calculate our offers.
[Your Offer] = [After Repair Value] - [Cost Of Repairs] - [Our Selling Costs] - [Our Minimum Profit]
This Is How We Calculate Our Cash Offers:
But before we dive in, let's explain some important terms so you can easily understand everything.
1
We Determine The After Repairs-Market Value Of Your House
After-Repairs Value (ARV): simply means what your house would be worth if it were completely renovated based on current market standards, just like your favorite HGTV show. Your offer is based on this value.
2
We Calculate The Cost of Repairs
The Cost of Repairs: is how much it would cost the US to renovate the house and make it look spectacular, ready for the market. We obviously strive to increase the value of the house so we can get as much as possible for it. This means a higher offer for you and an acceptable profit for us.
3
We Determine Our Selling Costs
The Selling Cost: includes all the costs associated with selling a property. Although we buy houses from homeowners without involving agents, we, on the other hand, to give you a higher offer, do need to be able to sell the house for top value after we fix it up (this was the whole point of fixing up the property). That means we list it with an agent, which means we have closing costs, agent commissions, and taxes to pay. This is usually 10% altogether of the selling price. (Our Selling Cost = 10% x ARV)
4
We Take Out Our Profits
Our Profits are reasonable. This is a business and without profit we wouldn't be able to buy houses, pay our contractors, and plumbers, etc. Rest assured our profits are fair, and this business prioritizes the highest possible offers (otherwise no one would accept our offers and we'd be out of business!)
Simply put, it all boils down to this simple concept:
Your offer will be the market value of your house completely fixed up, minus all the costs associated with us bringing the house to its completely fixed-up condition, minus our profits (of course).
Here is a Real-Life Case Study Example
Let's examine a real house we recently purchased and walk you through the entire process.
1
Imagine this is your house in its current condition:
It's not bad, right? It might need some care and updates, but overall, it's not too shabby. It's just a bit outdated and could benefit from modern improvements...
2
Now, remember about your neighbor's house, which is exactly like yours? He made several updates: a new roof, a modern kitchen and bathroom, granite countertops, and replaced carpets with hardwood floors. Here's how his house looks now after these upgrades:
3
Well, It's no surprise your neighbor sold their house for $300K... the house is really beautiful after making the upgrades! Wow!
To sell your house (after we buy it from you) for $300K, we need to fix it up to be as nice or nicer than your neighbor's house.
Why?
Because we can't sell it for $300K in its current state. If other homes in your area look as great as your neighbor's, why would anyone pay $300K for a house that isn't as nice? No, of course not!
So, the next obvious question is:
If the house could sell for $300K after we fix it up completely,
how much would it sell for right now As Is without making any update to it?
Now We Are Ready To Make You An Offer!
Here are the numbers:
As-Is Value = $190k
ARV (After Repair Value) = $300k
COR (Cost Of Repairs) = $70k
Our Selling Cost = 10% x $300k = $30k
Let's say Our Profit For This Purchase = $40k
[Your Offer] = [After Repair Value] - [Cost Of Repairs] - [Our Selling Costs] - [Our Minimum Profit]
Your Offer = $300K - $70K -$30K - $40K = $160K
As you can see, we work with the numbers. We do not make offers based on how desperate you may or may not be. We don't use silly percentages of the After Repaired Value. Instead, we add up the numbers to give you the best offer we can, so you'll be happy, and to make sure the contract gets signed that way we can start our next project. Does that make sense?
But Wait, There is More!!!
What If The Cost Of Repairs Was $30K Instead Of $70K?
As-Is Value
ARV (After-Repair-Value)
$300K
COR (Cost of Repairs)
$30K
Our Selling Cost
10% x $300K = $30K
Let's say Our Minimum Profit For This Purchase
$40K
[Your Offer] = [After Repair Value] - [Cost Of Repairs] - [Our Selling Costs] - [Our Minimum Profit]
Your Offer = $300K - $30K -$30K - $40K = $200K
You see now! That's an additional $10,000 over the current market value of your house, and nearly $30,000 more than you'd net if you listed with an agent (considering you'd only receive $174,000 after all listing and agent fees). Remember, our offers are calculated based on real numbers, and not whether you're desperate to sell or not. At the end of the day, our goal is to provide a fair offer that is a win-win for all of us!
Why Our Offers Are Better
You see now! That's an additional $10,000 over the current market value of your house, and nearly $30,000 more than you'd net if you listed with an agent (considering you'd only receive $174,000 after all listing and agent fees). Remember, our offers are calculated based on real numbers, and not whether you're desperate to sell or not. At the end of the day, our goal is to provide a fair offer that is a win-win for all of us!
Secondly,
Here's how repair costs impact your cash offer. By keeping repair costs low, we can increase the cash offer we make for your house, as detailed in our formula.
We focus on reducing repair expenses to ensure you receive the highest possible cash offer for your property.
Why do we work hard to provide you with the best offer?
Because offering more than other buyers makes us the top choice for selling your house. This helps us buy more homes and achieve our mission more efficiently."
What Happens After I Accept Your Offer To Sell My House Fast?
We can close on your home according to your preferred timeline, providing the flexibility to suit your specific needs. Most sellers choose to close within 2-4 weeks, depending on their situation. However, if you need a quicker closing (as fast as 7 days) or prefer a longer timeline (up to 90 days), we'll work with you to make it happen. Here's a breakdown of the closing process:
Open Escrow & Schedule Your Property Inspection
Once you decide to sign the purchase and sale agreement, the contract is sent to the attorney to begin a title search, which usually takes 1-2 business days. During this time, we'll also arrange a property inspection to verify our repair estimates, ensuring our team is fully prepared to proceed smoothly.
Review Title, Lien Search & Conduct Inspection
We carry out our inspection while simultaneously reviewing the title and lien searches provided by the attorney, a process that typically takes 10-14 business days. If any issues arise, our attorney will promptly reach out to discuss the next steps. Sellers value our resourcefulness in finding solutions for nearly any title issue!
Schedule Your Closing and Get Paid Fast!
We're ready to close and get you paid fast! We'll reach out to schedule a convenient time for your closing, which typically occurs within 1-7 business days. Once you sign the closing documents, the cash will be either wired to your bank account or provided as a certified cashier's check from the attorney. This usually happens the same day, though occasionally it may be processed by the next business day.
We Buy Houses in Any Condition
No matter the condition of your property, we buy houses as-is. Whether your home is outdated, damaged, or in need of significant repairs, we make it easy to sell quickly without worrying about costly repairs or cleaning.
Stress Free Transaction!
"I was dealing with a distressed property that had squatters living inside and was racking up code violation fees for the tall grass.
It was overwhelming, especially since I inherited the property after my husband passed away. The house was in bad shape, so listing it wasn't an option.
Initially, I was skeptical because I had dealt with other house-buying companies before. But when I contacted Samuel and Jonathan, they were a pleasure to work with. I isold my house to them, and it took just 14 days from offer to closing. They baught the house the way it is and even helped me move out a few things I still needed from the property. These 2 gentlemans as truly special"
Amanda S.
Here Are A Few Questions We Keep Being Asked:
Selling your house by yourself (FSBO) is entirely achievable, but it requires substantial effort and research. Here's how you can do it:
- Understand Your Market: Gain a thorough understanding of your local real estate market. Determine the current value of your home as-is. Avoid overestimating its value based solely on personal preferences, such as aesthetics.
- List on MLS: Pay a flat fee to list your property on the Multiple Listing Service (MLS), which can significantly increase your home's visibility to potential buyers.
- Effective Marketing: Learn how to market your property effectively. Utilize online platforms, social media, and traditional marketing methods to reach a wide audience.
- Negotiation Skills: Develop strong negotiation skills to ensure you get the best deal possible. Be prepared to handle tough questions and negotiations with potential buyers.
- Open Houses: Host open houses to showcase your property. Be prepared to answer questions from potential buyers and address any concerns they may have.
- Legal Knowledge: Familiarize yourself with all the laws and regulations related to real estate transactions in your area. This knowledge will help you navigate the process smoothly and avoid potential legal issues.
While selling your home without an agent means avoiding agent fees, you'll still encounter significant costs such as attorney fees, closing costs, holding costs, title insurance, escrow costs, and more for as long as you own the property.
Selling your house yourself is doable. It takes a lot of work and research but it is absolutely doable.
- First you need a solid understanding of your market.
- Find out how much the house is worth as is. Do not just think your house is worth a lot because you like it! Sellers often think their house is a lot more worth because "it is prettier than my neighbors".
- Pay for a flat fee to list the property on the MLS.
- Learn how to effectively market the property.
- Learn how to negotiate effectively
- Hold open houses and learn how to handle the tough questions asked during the open house.
- Make sure you know all your laws in your area pertaining to real estate transactions!
Yes, there will be costs associated if you sell your house yourself. Attorney fees, closing costs, holding costs, title insurance, escrow costs, and more of the house for as long as you own it. As you are selling it yourself however there will not be any agent fees. The other costs however still are significant.
We're your local cash home buyers. We believe in keeping things honest, upfront, and simple. Selling your house can be daunting, so we're here to walk you through every step, explaining everything clearly and working within your timeframe.
Need to sell your house quickly ? We're your best bet! No need to worry about repairs, agent fees, or the condition of your home. We'll even help if you're facing foreclosure.
We buy houses for cash, regardless of their condition. If you want to avoid the hassles of traditional listings, we're the ideal alternative. Even if you're not in a rush but still want to skip the expenses and annoyances of listing with an agent, we're the perfect option for you.
Don't hesitate-give us a call today!
We Are Cash Home Buyers
Loyal Home Buyers LLC, " buys houses for Cash Buyers. We eliminate all the encumbrances that come with the traditional way of selling your house. We do not rely on bank approvals; we have our own cash. We buy as is and can close quickly. Because we are not agents and we have absolutely no intention to list your house, there are no agent fees or commissions. We are absolutely ready to buy your house right now and can close immediately! It all starts by filling in our form.
We at "Loyal Home Buyers" value honesty, integrity and transparency. Therefore, we will hold your hand during every step of the process. We start by explaining exactly how it works, what to expect and what timeframe we are working with. If you need to sell your house fast, we truly believe we are a great option! Remember, no repairs, no agent fees or commissions and we buy in any condition! Even if you are facing foreclosure we can help stop it.
Don't sit on it, give us a call!
Ready to Get Your Cash Offer? Sell Your Indiana Home Fast Without Stress
Selling your Indiana house doesn't have to be complicated. Loyal Home Buyers streamlined the home-buying process so you can sell fast, without the stress.
If you're ready to get a fair, all-cash offer for your property, fill out the form below and take the first step.
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
